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When we go for a walk, we make a list of what to pack. But some people ignore it to save a few money, while it is very important. For this, the nominee should also choose very thoughtfully …Read more
Travel insurance is an insurance that makes support in your bad times (image-canva)
Highlights
- There are many types of travel insurance
- Make an active person a nominee while taking travel insurance
- It is very important to take travel insurance
Why Travel Insurance is Important: Recently, Air India plane crashed in Ahmedabad, Gujarat. In this case, insurance companies are now facing challenges. In fact, many such cases came in front of companies in which the policyholder and their nominee died. In such a situation, who should pay the amount of claim, this is a big problem. While taking travel insurance, the name of the nominee should be written very thoughtfully, but many people make a mistake in it. Not only this, there are many people who do not even take travel insurance before the journey. Whereas at the time of need, it can help you a lot.
Travel insurance is like life insurance, which makes you support in bad times. There are many types of travel insurance. Domestic travel insurance is taken while traveling inside India. International travel insurance is taken before traveling abroad. It is mandatory to take it, otherwise the visa is not available. At the same time, medical insurance is also taken during travel. Apart from this, there is a single trip or multi -trip insurance. Multi trip insurance is beneficial for passengers who travel frequently.
Do not forget to take train-plane insurance
Whenever you book a train ticket from IRCTC, you are given the option of insurance. It is 49 paise. In this, if the train accident occurs or deaths during the railway journey, then there is up to Rs 10 lakh insure. In the hospital, up to Rs 2 lakh is available for treatment. At the same time, when you book a plane ticket, you still get the option of insurance to make your journey safe. It is paid when it is sick or having an accident, losing passports, stolen or losing the flight or cancelling on the flight. Long travel buses also give passengers a chance to insure.
If any legal help is needed abroad, then travel insurance is very useful (image-canva)
Experts connected to an insurance company Saket vats It is said that many people take travel insurance but while choosing a nominee, they make many mistakes. Some people fill the name of the nominee, relation and ID details incorrectly, which leads to problems in claiming later. Some people do not give information about the nominee. Often couples who travel together make each other a nominee. In such a situation, if there is an accident and both are not alive, then no one can do the claim. At the same time, while choosing a nominee in travel insurance, take special care that he is not a minor or elderly. Many people choose their children or parents for this. For a nominee, always choose a person who is active and close to you. Before walking, give a copy of all the documents to the nominee because that person should know that he is your nominee. Often people do not even know about this.
Read conditions before taking policy
The claim and coverage of each travel insurance company vary. While taking this, it must read its conditions and rules well. Its price also varies. Always keep the details of the nominee. Travel insurance is done in different ways in train and plane. If there is an accident in the train, then the insurance company has to give information within 24 to 48 hours. The policy number and the name of the company are written on the railway ticket. Along with this, you have to submit the train ticket, identity card, copy of FIR, hospital report and if death, then you have to download and submit the claim form from the link of death certificate, insurance company or IRCTC’s link. On the other hand, if the flight cancelers, the baggage loss, medical emergency, then you have to claim within 24 hours or during walking, then you have to claim within 30 days.
Active in Journalism Since 2012. Expertise in Lifestyle, Entertainment and Travel. Started career with all India radio. Also worked with ignou …Read more
Active in Journalism Since 2012. Expertise in Lifestyle, Entertainment and Travel. Started career with all India radio. Also worked with ignou … Read more
